Privacy Policy
Last updated: February 2026
Nexum Yield Service ("we," "us," or "our") is a registered DBA (Doing Business As) of Nexum Yield Services LLC, a limited liability company (LLC) and licensed insurance agency. This Privacy Policy explains how we collect, use, disclose, and protect the personal information of visitors and clients who use our website and services.
By using our website or submitting your information to us, you agree to the practices described in this Privacy Policy.
Information We Collect
We may collect the following information when you interact with us:
- Contact information — such as your name, phone number, email address, mailing address, and ZIP code.
- Insurance-related information — such as your age, eligibility details, current coverage, and the plan preferences you share so we can help you compare options.
- Communication records — including your consent choices, appointment details, and records of calls, texts, and emails.
- Technical information — such as your IP address, browser type, device information, and usage data collected through cookies and similar technologies.
How We Use Your Information
- To respond to your inquiries and schedule consultations.
- To help you compare and enroll in Medicare and other insurance plans available in your area.
- To send appointment confirmations, reminders, plan documents, and service updates.
- To send marketing and educational communications where you have provided consent.
- To comply with legal, regulatory, and carrier requirements.
SMS / Text Messaging & Mobile Information
When you provide your mobile phone number and opt in, you consent to receive text messages from Nexum Yield Service (a DBA of Nexum Yield Services LLC) related to plan options, quotes, enrollment periods, plan reviews, appointment scheduling, reminders, and customer service follow-ups.
- Message frequency varies based on your interactions with us.
- Message and data rates may apply, depending on your mobile carrier and plan.
- You can opt out at any time by replying STOP to any text message. You can reply HELP for assistance.
- Consent to receive text messages is not a condition of purchasing any product or service.
Mobile information and consent records (including phone numbers and SMS opt-in data) will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors and service providers in support of our Services (such as CRM, calendar, messaging, or compliance providers) is permitted only for the purpose of delivering those Services to you.
How We Share Information
We do not sell your personal information. We may share information in the following limited circumstances:
- Service providers — with vendors who support our operations (such as CRM, calendar, messaging, hosting, and compliance providers), solely to deliver our services to you.
- Insurance carriers — when you choose to apply for or enroll in a plan, we share the information needed to process your application.
- Legal and regulatory — when required by law, regulation, subpoena, or to protect our rights and the safety of others.
As stated above, your mobile opt-in and SMS consent information is never shared with third parties or affiliates for their own marketing or promotional purposes.
Cookies & Tracking Technologies
We use cookies and similar technologies to operate our website, understand usage, and improve your experience. You can control cookies through your browser settings, though disabling them may affect site functionality.
Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Your Choices & Rights
- You may opt out of marketing texts by replying STOP, and marketing emails by using the unsubscribe link.
- You may request access to, correction of, or deletion of your personal information, subject to legal and recordkeeping requirements.
- Depending on your state, you may have additional privacy rights. Contact us to exercise them.
Children's Privacy
Our services are intended for individuals 18 years of age and older. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision. Continued use of our website after changes constitutes acceptance of the updated policy.
Contact Us
Nexum Yield Services LLC (dba Nexum Yield Service)
13856 231st Street, Laurelton, NY 11413
Phone: +1 856-460-1739
Email: [email protected]